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	<title>Comments on: Companies reveal plans for capping health costs</title>
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	<description>Your daily dose of HR</description>
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		<title>By: GMG</title>
		<link>http://www.hrmorning.com/companies-reveal-plans-for-capping-health-costs/comment-page-1/#comment-30382</link>
		<dc:creator>GMG</dc:creator>
		<pubDate>Mon, 26 Oct 2009 23:30:36 +0000</pubDate>
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		<description>We implemented a high deductible PPO plan with a Health Reimbursement Account of $750/year that rolls over the unused portion to the next year -- and our costs went down.  People very definitely think twice before running to the hospital emergency for a flu. It does work well to get people to take more responsibility for their decisions.</description>
		<content:encoded><![CDATA[<p>We implemented a high deductible PPO plan with a Health Reimbursement Account of $750/year that rolls over the unused portion to the next year &#8212; and our costs went down.  People very definitely think twice before running to the hospital emergency for a flu. It does work well to get people to take more responsibility for their decisions.</p>
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		<title>By: Roger C</title>
		<link>http://www.hrmorning.com/companies-reveal-plans-for-capping-health-costs/comment-page-1/#comment-17467</link>
		<dc:creator>Roger C</dc:creator>
		<pubDate>Thu, 09 Jul 2009 20:18:33 +0000</pubDate>
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		<description>Fortunately, our employers have the ability to negotiate better pricing for employees with the providers.  Out-of-network providers are going to cost our employees more.  I find service providers unwilling to negotiate substantive breaks in costs if going it on my own.</description>
		<content:encoded><![CDATA[<p>Fortunately, our employers have the ability to negotiate better pricing for employees with the providers.  Out-of-network providers are going to cost our employees more.  I find service providers unwilling to negotiate substantive breaks in costs if going it on my own.</p>
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		<title>By: Wendy Weinbaum</title>
		<link>http://www.hrmorning.com/companies-reveal-plans-for-capping-health-costs/comment-page-1/#comment-2021</link>
		<dc:creator>Wendy Weinbaum</dc:creator>
		<pubDate>Tue, 16 Sep 2008 13:44:55 +0000</pubDate>
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		<description>Until all group, employer-paid health insurance is outlawed....criminalized....there will be inflation in the heathcare arena.  Only when people pay their own bills there, as they do for ordinary car maintenance, will they watch costs, and ask doctors the PRICES of procedures, tests, etc. beforehand.  When was the last time you shopped for a lower-priced doctor, or a cheaper diagnostic test provider, as you do when buying cars, groceries, clothing, etc?</description>
		<content:encoded><![CDATA[<p>Until all group, employer-paid health insurance is outlawed&#8230;.criminalized&#8230;.there will be inflation in the heathcare arena.  Only when people pay their own bills there, as they do for ordinary car maintenance, will they watch costs, and ask doctors the PRICES of procedures, tests, etc. beforehand.  When was the last time you shopped for a lower-priced doctor, or a cheaper diagnostic test provider, as you do when buying cars, groceries, clothing, etc?</p>
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