A whopping 71% of employers say they expect higher healthcare costs in general if reform makes it out of Congress, according to a survey by the National Business Group on Health.

Other findings:

• 69% of employers say it’ll boost the cost of their benefits programs, and
• 35% feel it’ll lead to fewer companies providing subsidized coverage.

Employees aren’t happy about it, either

Workers, too, are giving federal healthcare reform the cold shoulder.

According to a second survey by Towers Watson, employees feel reform would:

• result in higher benefit costs (67%)
• reduce available benefits (54%), and
• lower the quality of care (53%).

What’s your stance on federal healthcare reform? Let us know in the Comments Box below.

Spurred by reports that the E-Verify system has glaring holes (see ), lawmakers are looking at bills that would require all workers to produce ID cards that verify eligibility to work in the United States. The cards would have photo IDs and some sort of biometric info, such as a fingerprint.

Some particulars of the bill:

• People currently employed wouldn’t be required to obtain a card unless they switch jobs.
• Requirements would start with designated industries  that rely heavily on illegal immigrants in their work force.
• Enforcement eventually would be phased in for all worker in all industries.

But it would eventually reach tens of millions of Americans, including citizens and immigrants, who are holding jobs legally.

What chance does such a bill have to become law? Congress is hearing a bunch of complaints that could become insurmountable obstacles:

• Cost and inconvenience. The U.S. Chamber of Commerce has raised concerns about the costs to employers and potential difficulty checking the biometrics. Card scanners would cost employers between $700 and $800. The bill’s proponents say small employers could be exempt from purchasing scanners and instead send applicants to government offices.
• The “creepy factor.” Getting Americans to latch on to the idea of a scannable ID card is a tough sell. Privacy advocates won’t buy in.
• Amnesty. Some in Congress want to tie approval of a card system to amnesty for illegal workers, who would be required to turn themselves in an obtain an ID card. The word “amnesty” tends to lead to a loss of support for any type of immigration bill.

Loss of privacy is also a primary concern of those who fear the card will develop into a national identification system able to track Americans.

“We’re not only talking about fingerprinting every American, treating ordinary Americans like criminals in order to work. We’re also talking about a card that would quickly spread from work to voting to travel to pretty much every aspect of American life that requires identification,” said Chris Calabrese, legislative counsel for the American Civil Liberties Union.

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The Department of Labor (DOL) has gone paperless this year, and all forms for the 2009 plan year must be filed electronically — no exceptions.

To help employers, the DOL has just launched its EFAST2 online filing system — and it’s ready to accept electronic submissions of Form 5500 and Form 5500-SF.

But there’s the rub: Using it requires an e-mail account, which according to recent reports, 20%-28% of small business owners (mostly older owners) still don’t have — leaving them vulnerable to steep fines.

Consider the statistics from a Society of Human Resource Management survey on relocation expenses:

• 17% of respondees said they had eliminated corporate-relocation programs entirely.
• 25% froze their corporate-relocation programs.
• 58% reduced their corporate-relocation programs.

Another trend: A lot of companies are paying a flat amount for relocation — often capped at $10,000. Another changing trend. Many companies used to have mortgage-reimbursement programs for relocating new hires who had to take a financial hit on the sale of a home. That one’s going away or under strict caps. The few companies still doing it are limiting mortgage help to $10,000 to $20,000, and that’s usually only for high corporate jobs or hard-to-fill positions.

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Begin by looking at everyone else who touches claims, says Laura Clifford, owner of California-based Employers Fraud Task Force.

In a recent interview, Clifford said less than 10% of the comp fraud her firm’s uncovered was committed by employees.

The other 90% was committed by everyone else (lawyers, adjusters, bill review companies, etc.).

First step to take

What can employers do? One tactic Clifford says cuts down on fraud: Sit down with workers with an explanation of the benefits (EOB) they’ve received and go over it with them.

Reason: If just one injured worker looked at his EOB and said, “I only went to the doctor twice, not five times — like it says here,” then the employer could look at that doctor and see what other patients the doc has seen.

The U.S. Immigration and Customs Enforcement is pressing ahead with its I-9 inspection campaign. Last week, 180 companies in five states got inspection notices from ICE — the first employers to be targeted in 2010.

The most recent targets are in the states of Alabama, Arkansas, Louisiana, Mississippi and Tennessee. ICE had already done some 1,600 inspections in the second half of 2009 and issued fines ranging from $100 to $1,100 per violation. A Notice of Inspection requires employers to allow ICE to inspect their I-9 forms to determine compliance with the law.

ICE released a statement warning that the inspections are “a first step in ICE’s long-term strategy to address and deter illegal employment.”

Companies that receive a Notice of Inspection will have three days to prepare for a meeting with federal officials in which the company’s Form I-9 records will be reviewed, possibly including payroll documentation.

A recent study released by UCLA-RAND Center for Law and Public Policy detailed the “average” defense costs and jury awards in California employment law discrimination cases.

The study shows:

• The median legal costs to a defendant/employer through trial are $150,000. Even if the case goes to summary judgment — meaning a judge dismisses the charges before going to trial — the employer’s legal costs are about $75,000.
• And all that cash doesn’t include awards to employees who successfully waged lawsuits. The data for 360 cases in which 207 plaintiffs won show the median award in the low six figures.
• Of the 207 cases in the study where the plaintiff prevailed, the verdicts ranged from mid-five figures to low seven figures. The median verdict was in the low six figures.
• Verdicts for race and national origin discrimination tended to be at the higher end; discrimination for medical conditions and sexual orientation tended to be on the higher end.

A whopping 72% of workers age 60 or older are putting off retirement because they feel they can’t afford to retire, according to a new Harris Interactive/CareerBuilder study.

And it appears women are more likely to stay on the job than men — 76% of women said they plan to work longer because they can’t afford to retire, compared to 68% of men who said they’ll stay in the workforce.

Luckily for most (71%) of those who want to keep working, they enjoy their job and don’t want to leave.

Some other reasons older works say they want to stay on the job:

• To collect health insurance or other additional benefits they need (50%)
• They think retirement will be too boring (24%), and
• They enjoy feeling needed (15%).