<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: How would health reform affect your take-home?</title>
	<atom:link href="http://www.hrmorning.com/how-would-health-reform-affect-your-take-home/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.hrmorning.com/how-would-health-reform-affect-your-take-home/</link>
	<description>Your daily dose of HR</description>
	<lastBuildDate>Thu, 18 Mar 2010 13:43:13 -0400</lastBuildDate>
	<generator>http://wordpress.org/?v=abc</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>By: Stacy</title>
		<link>http://www.hrmorning.com/how-would-health-reform-affect-your-take-home/comment-page-3/#comment-30296</link>
		<dc:creator>Stacy</dc:creator>
		<pubDate>Mon, 26 Oct 2009 11:40:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.hrmorning.com/?p=2924#comment-30296</guid>
		<description>Its sad that the very people we put in office to represent us, always do the complete opposite.   In listening to the disaster in MA, it&#039;s enough to make you want to relocate and it should tell us all to be afraid......be very afraid!</description>
		<content:encoded><![CDATA[<p>Its sad that the very people we put in office to represent us, always do the complete opposite.   In listening to the disaster in MA, it&#8217;s enough to make you want to relocate and it should tell us all to be afraid&#8230;&#8230;be very afraid!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: jjkmack</title>
		<link>http://www.hrmorning.com/how-would-health-reform-affect-your-take-home/comment-page-3/#comment-30118</link>
		<dc:creator>jjkmack</dc:creator>
		<pubDate>Fri, 23 Oct 2009 20:09:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.hrmorning.com/?p=2924#comment-30118</guid>
		<description>I live in MA and am dealing with the Republican Mitt Romney developed scheme of forcing most people to buy private insurance by penalizing people who don&#039;t with income tax penalties.  The mandatory part is similar to car insurance but of course, much less affordable. The good news is that it&#039;s easy to get into a group in MA, but the bad news is price and especially age discrimination.

So for a late 50s person such as myself, private insurers charge $610 per month (after tax income) for single person, average insurance with a $500 deductible, etc. This works out to about $5.50 per hour in income needed just to pay health insurance if you&#039;re not partially covered by an employer!

Though cheaper than other parts of the U.S., MA health insurance is just not affordable for large numbers of people in the U.S., including MA, especially considering that at a minimum wage job, you would end up spending all of your money on health insurance, leaving out fairly important things like food, shelter, transportation, etc. Though MA has made an effort to alleviate some of the problems with U.S. health insurance, allowing the private insurers who are the root of the problem to gain more business at whatever they choose to charge is not sustainable.</description>
		<content:encoded><![CDATA[<p>I live in MA and am dealing with the Republican Mitt Romney developed scheme of forcing most people to buy private insurance by penalizing people who don&#8217;t with income tax penalties.  The mandatory part is similar to car insurance but of course, much less affordable. The good news is that it&#8217;s easy to get into a group in MA, but the bad news is price and especially age discrimination.</p>
<p>So for a late 50s person such as myself, private insurers charge $610 per month (after tax income) for single person, average insurance with a $500 deductible, etc. This works out to about $5.50 per hour in income needed just to pay health insurance if you&#8217;re not partially covered by an employer!</p>
<p>Though cheaper than other parts of the U.S., MA health insurance is just not affordable for large numbers of people in the U.S., including MA, especially considering that at a minimum wage job, you would end up spending all of your money on health insurance, leaving out fairly important things like food, shelter, transportation, etc. Though MA has made an effort to alleviate some of the problems with U.S. health insurance, allowing the private insurers who are the root of the problem to gain more business at whatever they choose to charge is not sustainable.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kathy</title>
		<link>http://www.hrmorning.com/how-would-health-reform-affect-your-take-home/comment-page-3/#comment-30113</link>
		<dc:creator>Kathy</dc:creator>
		<pubDate>Fri, 23 Oct 2009 19:26:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.hrmorning.com/?p=2924#comment-30113</guid>
		<description>Try voting in the Commonwealth of MA.  We haven&#039;t had a decent choice of candidates in years.  Our courts are clogged indicting them all, but not until after they&#039;ve qualified for their golden parachutes.</description>
		<content:encoded><![CDATA[<p>Try voting in the Commonwealth of MA.  We haven&#8217;t had a decent choice of candidates in years.  Our courts are clogged indicting them all, but not until after they&#8217;ve qualified for their golden parachutes.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Stacy</title>
		<link>http://www.hrmorning.com/how-would-health-reform-affect-your-take-home/comment-page-3/#comment-30098</link>
		<dc:creator>Stacy</dc:creator>
		<pubDate>Fri, 23 Oct 2009 17:14:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.hrmorning.com/?p=2924#comment-30098</guid>
		<description>BRAVO SMP!!!   Ditto Kathy!

I heard about the MA Mandatory Insurance Law.  You&#039;d think they&#039;d see that it&#039;s not working but I am beginning to believe that the Govt loves to put things in place that don&#039;t work.  I swear, sometimes, I don&#039;t want to vote anymore because it seems like nothing more than a popularity contest to see who will win afterwhich, most elected officials don&#039;t care what &quot;the people&quot; want, they whip out the real agenda which is NOT the one that was part of the campaign.  Congresspeople, senators and a boatload of other uncessary elected officials will not be affected by Healthcare Deform so what do they care.  SMP, at this point, being a serf doesn&#039;t look that bad especially if it costs me less in taxes!</description>
		<content:encoded><![CDATA[<p>BRAVO SMP!!!   Ditto Kathy!</p>
<p>I heard about the MA Mandatory Insurance Law.  You&#8217;d think they&#8217;d see that it&#8217;s not working but I am beginning to believe that the Govt loves to put things in place that don&#8217;t work.  I swear, sometimes, I don&#8217;t want to vote anymore because it seems like nothing more than a popularity contest to see who will win afterwhich, most elected officials don&#8217;t care what &#8220;the people&#8221; want, they whip out the real agenda which is NOT the one that was part of the campaign.  Congresspeople, senators and a boatload of other uncessary elected officials will not be affected by Healthcare Deform so what do they care.  SMP, at this point, being a serf doesn&#8217;t look that bad especially if it costs me less in taxes!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: SMP</title>
		<link>http://www.hrmorning.com/how-would-health-reform-affect-your-take-home/comment-page-3/#comment-30089</link>
		<dc:creator>SMP</dc:creator>
		<pubDate>Fri, 23 Oct 2009 16:59:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.hrmorning.com/?p=2924#comment-30089</guid>
		<description>This administration and Congress will never create an insurance company for just the uninsured, because it is all about power and control over everyones&#039; lives.  They know that the American people don&#039;t want this &quot;shameful/disgraceful&quot; healthcare bill but it doesn&#039;t matter because they know what is best for all of us....They believe in spending money like drunken sailors and tanking our economy!  The Serfs gave the King 25% of their earnings which is way way less than what we have to give our government.</description>
		<content:encoded><![CDATA[<p>This administration and Congress will never create an insurance company for just the uninsured, because it is all about power and control over everyones&#8217; lives.  They know that the American people don&#8217;t want this &#8220;shameful/disgraceful&#8221; healthcare bill but it doesn&#8217;t matter because they know what is best for all of us&#8230;.They believe in spending money like drunken sailors and tanking our economy!  The Serfs gave the King 25% of their earnings which is way way less than what we have to give our government.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kathy</title>
		<link>http://www.hrmorning.com/how-would-health-reform-affect-your-take-home/comment-page-3/#comment-30072</link>
		<dc:creator>Kathy</dc:creator>
		<pubDate>Fri, 23 Oct 2009 16:00:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.hrmorning.com/?p=2924#comment-30072</guid>
		<description>I&#039;m in Massachusetts where all the welfare recipients have first dollar coverage with Mass Health.  Those who truly need help are the small businesses and self-employed.  They make up most of the legitimately uninsured and this bill doesn&#039;t help them that I can see.  They need to be able to form groups to have access to insurance at group rates.  Not a big problem to solve, I would think.  It&#039;s a shame that the reward for working is having no insurance; they are actually better off here to go on welfare.  And yes, the senior citizens.  Medicare supplements and prescriptions are very costly, and now they want to cut Medicare reimbursements to pay for the Health Reform Bill.  That makes sense?  Penalize these retired people who&#039;ve worked hard all their lives just when they need care the most.  They&#039;ll be lucky to find a doctor who will take Medicare.

We have mandatory healthcare here, and that&#039;s not working.  The lower incomes still can&#039;t afford insurance, but access to free emergency care at hospitals and clinics has dried up because they&#039;re all supposed to have insurance whether they can afford it or not.

Wouldn&#039;t it make more sense to address these needs individually instead of this sweeping reform that is not needed and is going to bankrupt most of us.</description>
		<content:encoded><![CDATA[<p>I&#8217;m in Massachusetts where all the welfare recipients have first dollar coverage with Mass Health.  Those who truly need help are the small businesses and self-employed.  They make up most of the legitimately uninsured and this bill doesn&#8217;t help them that I can see.  They need to be able to form groups to have access to insurance at group rates.  Not a big problem to solve, I would think.  It&#8217;s a shame that the reward for working is having no insurance; they are actually better off here to go on welfare.  And yes, the senior citizens.  Medicare supplements and prescriptions are very costly, and now they want to cut Medicare reimbursements to pay for the Health Reform Bill.  That makes sense?  Penalize these retired people who&#8217;ve worked hard all their lives just when they need care the most.  They&#8217;ll be lucky to find a doctor who will take Medicare.</p>
<p>We have mandatory healthcare here, and that&#8217;s not working.  The lower incomes still can&#8217;t afford insurance, but access to free emergency care at hospitals and clinics has dried up because they&#8217;re all supposed to have insurance whether they can afford it or not.</p>
<p>Wouldn&#8217;t it make more sense to address these needs individually instead of this sweeping reform that is not needed and is going to bankrupt most of us.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Stacy</title>
		<link>http://www.hrmorning.com/how-would-health-reform-affect-your-take-home/comment-page-3/#comment-30065</link>
		<dc:creator>Stacy</dc:creator>
		<pubDate>Fri, 23 Oct 2009 15:34:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.hrmorning.com/?p=2924#comment-30065</guid>
		<description>Well said Kathy!  If it were just for Senior Citizens and people who have &quot;real&quot; disabilities, I wouldn&#039;t think twice about it.  There are too many able bodied people out there who take advantage of the system and load it down and always demand MORE and YES, Illegal Aliens will benefit, heck, they already are. The number of uninsured is really inaccurate, it is inflated...because it includes illegal aliens to make their case.  Healthcare DEFORM is going to be a nightmare just like every other thing the Government is involved in.  They should do this for those that need it and leave those of us who don&#039;t alone.  Why don&#039;t they create an insurance company just for that?</description>
		<content:encoded><![CDATA[<p>Well said Kathy!  If it were just for Senior Citizens and people who have &#8220;real&#8221; disabilities, I wouldn&#8217;t think twice about it.  There are too many able bodied people out there who take advantage of the system and load it down and always demand MORE and YES, Illegal Aliens will benefit, heck, they already are. The number of uninsured is really inaccurate, it is inflated&#8230;because it includes illegal aliens to make their case.  Healthcare DEFORM is going to be a nightmare just like every other thing the Government is involved in.  They should do this for those that need it and leave those of us who don&#8217;t alone.  Why don&#8217;t they create an insurance company just for that?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Kathy</title>
		<link>http://www.hrmorning.com/how-would-health-reform-affect-your-take-home/comment-page-3/#comment-29958</link>
		<dc:creator>Kathy</dc:creator>
		<pubDate>Thu, 22 Oct 2009 21:01:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.hrmorning.com/?p=2924#comment-29958</guid>
		<description>I have a lot of problems with univeral healthcare (most mentioned here already).  It is statistically impossble to raise the healthcare standard of the lower tier to meet the higher tier without raising costs prohibitively.  So, they must reduce the level of care for the higher tier to equalize.  That is socialism.  No way to better yourself by working for it because government ordains that everyone must share equally, not in relation to what they earn or can afford.

I don&#039;t believe we will get to keep the insurance we have if we&#039;re satisfied.  Healthcare is not a big moneymaker for insurance companies.  If they can&#039;t complete with the government option, they&#039;ll get out of the business or raise premiums to make up the money.  This is headed to a single payer system and then we&#039;ll have no choices.

Why does the government never look at the unintended consquences of what they do?  They believe everyone will keep on behaving as they are now, just forking over more money to them.  It doesn&#039;t work that way.  If payroll taxes go up, people still won&#039;t be able to afford insurance.  If doctors can&#039;t make a good living because reimbursements are cut, there&#039;ll be a shortage of doctors, and we will have rationed care whether this bill provides specifically for it or not.  This will change how the whole industry does business; they can&#039;t begin to predict the consequences of such a complicated/convoluted bill.

Also, I do believe illegal aliens will have to be covered.  Our Constitution says &quot;persons&quot; not &quot;citizens&quot; with regard to access  to public services.  That issue has already been decided by the courts and is why illegal immigrant children can attend public school.  Obama appeases the masses by promising illegals won&#039;t be covered when he knows the courts will overturn it.

This goverment seems intent on controlling as much of our lives and businesses as it can.  It&#039;s more than a little frightening.  I agree healthcare needs some reform, but this is not the way.</description>
		<content:encoded><![CDATA[<p>I have a lot of problems with univeral healthcare (most mentioned here already).  It is statistically impossble to raise the healthcare standard of the lower tier to meet the higher tier without raising costs prohibitively.  So, they must reduce the level of care for the higher tier to equalize.  That is socialism.  No way to better yourself by working for it because government ordains that everyone must share equally, not in relation to what they earn or can afford.</p>
<p>I don&#8217;t believe we will get to keep the insurance we have if we&#8217;re satisfied.  Healthcare is not a big moneymaker for insurance companies.  If they can&#8217;t complete with the government option, they&#8217;ll get out of the business or raise premiums to make up the money.  This is headed to a single payer system and then we&#8217;ll have no choices.</p>
<p>Why does the government never look at the unintended consquences of what they do?  They believe everyone will keep on behaving as they are now, just forking over more money to them.  It doesn&#8217;t work that way.  If payroll taxes go up, people still won&#8217;t be able to afford insurance.  If doctors can&#8217;t make a good living because reimbursements are cut, there&#8217;ll be a shortage of doctors, and we will have rationed care whether this bill provides specifically for it or not.  This will change how the whole industry does business; they can&#8217;t begin to predict the consequences of such a complicated/convoluted bill.</p>
<p>Also, I do believe illegal aliens will have to be covered.  Our Constitution says &#8220;persons&#8221; not &#8220;citizens&#8221; with regard to access  to public services.  That issue has already been decided by the courts and is why illegal immigrant children can attend public school.  Obama appeases the masses by promising illegals won&#8217;t be covered when he knows the courts will overturn it.</p>
<p>This goverment seems intent on controlling as much of our lives and businesses as it can.  It&#8217;s more than a little frightening.  I agree healthcare needs some reform, but this is not the way.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lisa</title>
		<link>http://www.hrmorning.com/how-would-health-reform-affect-your-take-home/comment-page-3/#comment-20904</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Mon, 10 Aug 2009 21:59:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.hrmorning.com/?p=2924#comment-20904</guid>
		<description>Amen to that!
That is why we have all the &quot;wordy&quot; bills.
Should get accountants in there instead.  They know you cannot continue to increase income, you need to cut expenses to balance.</description>
		<content:encoded><![CDATA[<p>Amen to that!<br />
That is why we have all the &#8220;wordy&#8221; bills.<br />
Should get accountants in there instead.  They know you cannot continue to increase income, you need to cut expenses to balance.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Julie</title>
		<link>http://www.hrmorning.com/how-would-health-reform-affect-your-take-home/comment-page-3/#comment-20902</link>
		<dc:creator>Julie</dc:creator>
		<pubDate>Mon, 10 Aug 2009 21:57:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.hrmorning.com/?p=2924#comment-20902</guid>
		<description>It will continually amaze me that we can all look at the same subject and see it so differently.

I still think it is just basically too complex to implement the way they have it written. I&#039;m all for reform - I just don&#039;t think this particular bill is the correct solution! 

(And I still think that congress and the President should have to participate in what ever they pass!!</description>
		<content:encoded><![CDATA[<p>It will continually amaze me that we can all look at the same subject and see it so differently.</p>
<p>I still think it is just basically too complex to implement the way they have it written. I&#8217;m all for reform &#8211; I just don&#8217;t think this particular bill is the correct solution! </p>
<p>(And I still think that congress and the President should have to participate in what ever they pass!!</p>
]]></content:encoded>
	</item>
</channel>
</rss>

<!-- This site's performance optimized by W3 Total Cache. Dramatically improve the speed and reliability of your blog!

Learn more about our WordPress Plugins: http://www.w3-edge.com/wordpress-plugins/

Minified using disk
Page Caching using disk (user agent is rejected)
Database Caching 7/22 queries in 0.024 seconds using disk

Served from: lamp03.pbp.com @ 2010-03-20 19:59:34 -->