Comments on: Should workers who live healthier get steeper discounts? http://www.hrmorning.com/should-workers-who-live-healthier-get-steeper-discounts/ Your daily dose of HR Thu, 18 Mar 2010 13:43:13 -0400 http://wordpress.org/?v=abc hourly 1 By: HomeGirl http://www.hrmorning.com/should-workers-who-live-healthier-get-steeper-discounts/comment-page-1/#comment-33431 HomeGirl Fri, 20 Nov 2009 18:18:09 +0000 http://www.hrmorning.com/?p=5667#comment-33431 I truly believe that this would set an extremely dangerous precedent. Just give the insurance a reason and boy will they charge. They already spend a huge amount of money denying claims. What makes you all think this would get their hands rubbing together in gleeful anticipation of more profits???? I truly believe that this would set an extremely dangerous precedent. Just give the insurance a reason and boy will they charge. They already spend a huge amount of money denying claims. What makes you all think this would get their hands rubbing together in gleeful anticipation of more profits????

]]> By: Cindy http://www.hrmorning.com/should-workers-who-live-healthier-get-steeper-discounts/comment-page-1/#comment-33426 Cindy Fri, 20 Nov 2009 18:01:42 +0000 http://www.hrmorning.com/?p=5667#comment-33426 This is such a narrow minded view. I am slim, eat well, exercise, take vitamins, etc. and I've had cancer three times because of a strong family history. Am I to be penalized for something that I CANNOT control. Ridiculous! This is such a narrow minded view. I am slim, eat well, exercise, take vitamins, etc. and I’ve had cancer three times because of a strong family history. Am I to be penalized for something that I CANNOT control. Ridiculous!

]]> By: Linda http://www.hrmorning.com/should-workers-who-live-healthier-get-steeper-discounts/comment-page-1/#comment-30355 Linda Mon, 26 Oct 2009 19:54:36 +0000 http://www.hrmorning.com/?p=5667#comment-30355 Do you really think that offering "healthy fit people" less premiums is going to help those who are so called unfit unhealthy to choose to get that way? most people will cancel their insurance rather than have it since most of us are paying for those that don't have it and supporting those from other countries who don't have to pay for anything. maybe instead of going after those that you are refering to be unhealthy and unfit you should start going for those that we are paying for when they are perfectly capable of getting jobs just prefer not to since everything is payed for them without one. health insurance and drs are a big joke anyways they know they can get whatever they want out of people and don't ever seem to give a correct diagnoises anyway just keep you coming back for more money. Do you really think that offering “healthy fit people” less premiums is going to help those who are so called unfit unhealthy to choose to get that way? most people will cancel their insurance rather than have it since most of us are paying for those that don’t have it and supporting those from other countries who don’t have to pay for anything. maybe instead of going after those that you are refering to be unhealthy and unfit you should start going for those that we are paying for when they are perfectly capable of getting jobs just prefer not to since everything is payed for them without one. health insurance and drs are a big joke anyways they know they can get whatever they want out of people and don’t ever seem to give a correct diagnoises anyway just keep you coming back for more money.

]]> By: HR in Ohio http://www.hrmorning.com/should-workers-who-live-healthier-get-steeper-discounts/comment-page-1/#comment-30351 HR in Ohio Mon, 26 Oct 2009 19:23:51 +0000 http://www.hrmorning.com/?p=5667#comment-30351 I normally don't vent on these things, but this one hit home for me. I have two family members that choose to be unhealthy. Mom has chronic bronchitis and emphysema, but continues to smoke 2 packs per day. I can't tell you how many prescriptions she takes! She was even on a ventillator for 10 days once and was sedated through the physical withdrawal symptoms. The first thing she asked for when she woke up was a cigarrette. My aunt has diabetes and continues to drink Coke by the 2-liter and eat foods high in starch and sugar. She was recently granted SSDI. UGH! I don't expect the government to fix these problems... nor am I stating that my family represents the "norm." I'm just sick of watching them slowly commit suicide and would love any help in getting them to choose a more healthy lifestyle. I normally don’t vent on these things, but this one hit home for me. I have two family members that choose to be unhealthy. Mom has chronic bronchitis and emphysema, but continues to smoke 2 packs per day. I can’t tell you how many prescriptions she takes! She was even on a ventillator for 10 days once and was sedated through the physical withdrawal symptoms. The first thing she asked for when she woke up was a cigarrette. My aunt has diabetes and continues to drink Coke by the 2-liter and eat foods high in starch and sugar. She was recently granted SSDI. UGH!

I don’t expect the government to fix these problems… nor am I stating that my family represents the “norm.”

I’m just sick of watching them slowly commit suicide and would love any help in getting them to choose a more healthy lifestyle.

]]> By: Lorraine Paul http://www.hrmorning.com/should-workers-who-live-healthier-get-steeper-discounts/comment-page-1/#comment-30047 Lorraine Paul Fri, 23 Oct 2009 14:10:35 +0000 http://www.hrmorning.com/?p=5667#comment-30047 If I have Cancer which is not my fault, you're telling me I should have to pay a higher premium? If I have Cancer which is not my fault, you’re telling me I should have to pay a higher premium?

]]> By: HomeGirl http://www.hrmorning.com/should-workers-who-live-healthier-get-steeper-discounts/comment-page-1/#comment-30042 HomeGirl Fri, 23 Oct 2009 13:43:51 +0000 http://www.hrmorning.com/?p=5667#comment-30042 How about setting national standard for coverage, rather than every state setting its own standards. Here is NJ, mental illness, yearly mammograms, etc are required in all plans, but not in other states. If the coverage was standardized, then companies could buy health insurance plans from wherever they want. That would create a truly competitive industry and lower the prices. Do not penalize people for genetically, environmentally or even self-imposed health issues. Doing so creates a big-brother environment and I don't want or need the government telling me how to live my life. How about setting national standard for coverage, rather than every state setting its own standards. Here is NJ, mental illness, yearly mammograms, etc are required in all plans, but not in other states. If the coverage was standardized, then companies could buy health insurance plans from wherever they want. That would create a truly competitive industry and lower the prices. Do not penalize people for genetically, environmentally or even self-imposed health issues. Doing so creates a big-brother environment and I don’t want or need the government telling me how to live my life.

]]> By: CB http://www.hrmorning.com/should-workers-who-live-healthier-get-steeper-discounts/comment-page-1/#comment-29957 CB Thu, 22 Oct 2009 21:01:02 +0000 http://www.hrmorning.com/?p=5667#comment-29957 Why are we passing a wellness credit when we are getting ready to pay $1 trillion for national health care (1 trillion we don't even have in our bank that we are borrowing from who..china)? The Personal Health Investment Today Act of 2009 (comment) above. We are spending something we don't even have? How is that possible to spend money that is not even in our hands (credit is from other tax payers). The country is so far in debt. If you want any laws, pass laws that protect the insured from paying premiums so high to cover the cost of the billions paid in illegal health care. I know Texas paid $1 billion in illegal health care just last year! If you can cross the border pregant, your child is a citizen and can go to school here. The illegal aliens are coming across by the 1000s a day because of our citizen laws. But now we need to reform the system for a goverment plan? What?? With who's money are we paying for all this stuff?? Middle class again! The wellness plans were insurance ideas "you don't have to have results, you just have to participate" Am I the only one that think the Wellness plans are $$$ making deals for insurance companies. They get more claims processed because of all the additional routine testing. Forgive me for my wild ideas or am I somewhat right? :) Why are we passing a wellness credit when we are getting ready to pay $1 trillion for national health care (1 trillion we don’t even have in our bank that we are borrowing from who..china)? The Personal Health Investment Today Act of 2009 (comment) above. We are spending something we don’t even have? How is that possible to spend money that is not even in our hands (credit is from other tax payers). The country is so far in debt. If you want any laws, pass laws that protect the insured from paying premiums so high to cover the cost of the billions paid in illegal health care. I know Texas paid $1 billion in illegal health care just last year! If you can cross the border pregant, your child is a citizen and can go to school here. The illegal aliens are coming across by the 1000s a day because of our citizen laws. But now we need to reform the system for a goverment plan? What?? With who’s money are we paying for all this stuff?? Middle class again! The wellness plans were insurance ideas “you don’t have to have results, you just have to participate” Am I the only one that think the Wellness plans are $$$ making deals for insurance companies. They get more claims processed because of all the additional routine testing. Forgive me for my wild ideas or am I somewhat right? :)

]]> By: Linda http://www.hrmorning.com/should-workers-who-live-healthier-get-steeper-discounts/comment-page-1/#comment-29947 Linda Thu, 22 Oct 2009 19:54:19 +0000 http://www.hrmorning.com/?p=5667#comment-29947 healthy or unhealthy is not he issue with our medical insurance is based on age groups the older you are the more you have to pay and of course in a company that has employees that have been here from day one you are looking at some high rates. the company started in 1976 only a couple of our employess have been here less than five years and we only have 27 employees how do you figure lower rates for this type situation. healthy or unhealthy is not he issue with our medical insurance is based on age groups the older you are the more you have to pay and of course in a company that has employees that have been here from day one you are looking at some high rates. the company started in 1976 only a couple of our employess have been here less than five years and we only have 27 employees how do you figure lower rates for this type situation.

]]> By: HR in FL http://www.hrmorning.com/should-workers-who-live-healthier-get-steeper-discounts/comment-page-1/#comment-29940 HR in FL Thu, 22 Oct 2009 18:49:35 +0000 http://www.hrmorning.com/?p=5667#comment-29940 Why just smoke free? Why not alcohol free and drug free? Give me a break - lower income people "can't afford to be healthy"? You don't need an expensive gym membership to be "healthy". What's wrong with just going out for a walk? Doing yoga in your livingroom? That's free. How about buying a $1.79 bag of frozen vegetables or $1.39 bag of carrots instead of a $3.99 bag of chips or a $5.00 gallon of ice cream? Drink water instead of beer. Yes some of it is about choice, but some are just not blessed with the best health genes. No one is saying a diabetic is disqualified from the discount. We're talking about lifestyle CHOICES, not genetically healthy versus unhealthy. Of course the insurance companies are behind this bill. If they have to pay less in claims it means larger bonuses. In my opinion insurance should be non-profit. There is no justification for million dollar bonuses and healthcare wouldn't be so unaffordable if it wasn't for frivilous lawsuits. You can't find a cure until you address all the symptoms. Why just smoke free? Why not alcohol free and drug free? Give me a break – lower income people “can’t afford to be healthy”? You don’t need an expensive gym membership to be “healthy”. What’s wrong with just going out for a walk? Doing yoga in your livingroom? That’s free. How about buying a $1.79 bag of frozen vegetables or $1.39 bag of carrots instead of a $3.99 bag of chips or a $5.00 gallon of ice cream? Drink water instead of beer. Yes some of it is about choice, but some are just not blessed with the best health genes. No one is saying a diabetic is disqualified from the discount. We’re talking about lifestyle CHOICES, not genetically healthy versus unhealthy. Of course the insurance companies are behind this bill. If they have to pay less in claims it means larger bonuses. In my opinion insurance should be non-profit. There is no justification for million dollar bonuses and healthcare wouldn’t be so unaffordable if it wasn’t for frivilous lawsuits. You can’t find a cure until you address all the symptoms.

]]> By: Sheri http://www.hrmorning.com/should-workers-who-live-healthier-get-steeper-discounts/comment-page-1/#comment-29929 Sheri Thu, 22 Oct 2009 18:12:43 +0000 http://www.hrmorning.com/?p=5667#comment-29929 I wonder if that is how the Senate's health insurance works ... hmmmm? I love how they say this and that about the rest of us but are not willing to take on the same restrictions. BTW! I am very healthy and smoke-free. I wonder if that is how the Senate’s health insurance works … hmmmm? I love how they say this and that about the rest of us but are not willing to take on the same restrictions. BTW! I am very healthy and smoke-free.

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