Human Resources News & Insights

How Obamacare has raised 401(k) plans’ perceived value

Much has been said about the Affordable Care Act’s (ACA) impact on employers’ healthcare plans, but that’s not the only benefit that’s being affected.  

401(k) benchmarks: What does the ‘average’ plan look like?

Many features of employer-sponsored 401(k)s vary greatly from company to company. So what does a “typical” 401(k) look like?  

3 topics your 401(k) investment committee probably needs to revisit

Is your 401(k) investment committee doing everything it should? With the feds starting to take a more active role overseeing companies’ retirement plans, that’s a question that needs to be examined on a regular basis.  

2 big pieces of news in the world of retirement planning

Two very interesting things happened in the world of retirement planning this week that employers will want to take note of. 

These two 401(k) tweaks could bolster your plan participation

Study after study confirms that most workers aren’t setting aside nearly enough money for retirement. As a result, an increasing number of individuals are prolonging their retirement. This can have a drastic effect on employers, so is it time for firms to get more aggressive?  

2 small 401k oversights could cost your company big

The latest figures on the DOL’s 401k enforcement efforts give employers some compelling reasons to take a closer look at their retirement administration practices, as well as some clues on the types of issues that generally set the feds off.  

401(k) plans: Small changes make a big difference for staff

When it comes to 401(k) plans, most experts agree that workers should be contributing at least 10% of their paychecks to the plan.

Feds propose a new approach to utilizing retirement savings

The feds have a plan for giving retiring employees a wider range of options in choosing how to structure their savings.

Are you kidding? Employees want savings advice, but won’t use it

If you didn’t already know it, this research proves it: Employees are a strange breed.