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	<title>HR Morning &#187; Henry J. Kaiser</title>
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		<title>Employer-based health insurance: Is it a dinosaur?</title>
		<link>http://www.hrmorning.com/employer-based-health-insurance-is-it-a-dinosaur/</link>
		<comments>http://www.hrmorning.com/employer-based-health-insurance-is-it-a-dinosaur/#comments</comments>
		<pubDate>Fri, 10 Jul 2009 11:00:37 +0000</pubDate>
		<dc:creator>Jim Giuliano</dc:creator>
				<category><![CDATA[Health care]]></category>
		<category><![CDATA[In this week's e-newsletter]]></category>
		<category><![CDATA[Pay and benefits]]></category>
		<category><![CDATA[Henry J. Kaiser]]></category>

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		<description><![CDATA[Amid the debate about health care is the worry about what will happen to employer-based plans. Are we worrying too much about a system that&#8217;s headed for extinction anyway? 
Consider a report by the Henry J. Kaiser Family Foundation on employer-based health coverage. The report looked at the coverage trends since 1999. Here are some [...]]]></description>
			<content:encoded><![CDATA[<p>Amid the debate about health care is the worry about what will happen to employer-based plans. Are we worrying too much about a system that&#8217;s headed for extinction anyway? <span id="more-3009"></span></p>
<p>Consider a <a href="http://ehbs.kff.org/">report by the Henry J. Kaiser Family Foundation</a> on employer-based health coverage. The report looked at the coverage trends since 1999. Here are some of the key numbers:</p>
<p><strong>Percentage of firms, categorized by numbers of employees, that offered health benefits in 1999</strong></p>
<ul>
<li>Up to 9 employees: 56%</li>
<li>Up to 199 employees: 65%</li>
<li>More than 199 employees: 99%</li>
</ul>
<p><strong>Percentage of firms categorized by number of employees, that offered health benefits in 2008</strong></p>
<ul>
<li>Up to 9 employees: 49%</li>
<li>Up to 199 employees: 62%</li>
<li>More than 199 employees: 99%</li>
</ul>
<p>The data would appear to show that employer-based coverage has dropped a bit since 1999, but only a bit. Nearly the same percentage of employers are offering coverage.</p>
<p>The conclusion: Employer-based coverage is still the prevalent option for American workers, particularly those who work for midsize or large firms.</p>
<p><img src="file:///C:/DOCUME~1/JGIULI~1/LOCALS~1/Temp/moz-screenshot.jpg" alt="" /></p>
<p><img src="file:///C:/DOCUME~1/JGIULI~1/LOCALS~1/Temp/moz-screenshot-1.jpg" alt="" /></p>
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