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HHS: Reform's lifetime limits rule benefits 105M people

Christian Schappel
by Christian Schappel
March 26, 2012
1 minute read
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The Department of Health & Human Services recently released new data showing the impact of yet another portion of the healthcare reform law.
The HHS says the law’s ban on lifetime dollar limits on health coverage has eliminated coverage caps for 105 million Americans.
Before the law was passed, people with serious illnesses, like cancer, risked hitting their plans’ lifetime dollar limit, which set a maximum amount their insurance companies would pay for care.
Not every plan had lifetime limits, but the HHS says 105 million Americans were in a plan that did.
The HHS estimates that 70 million of those impacted were in a large employer plans, 25 million were in small employer plans and 10 million were in individually purchased plans.
Impact of other reform mandates
Earlier this month HHS said 54 million private health plan participants and 32.5 million Medicare participants had received at least one free preventive service as a result of the reform law’s new preventive coverage rules.
In December, the agency released data that said nearly 2.5 million young adults aged 19 to 15 had acquired medical insurance thanks to the healthcare reform law’s dependent coverage rule.

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