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Study: As staffs shrink, health premiums increase

Christian Schappel
by Christian Schappel
July 26, 2011
1 minute read
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A recent study of companies employing 50 or fewer employees found that premiums rose in 2010 as employers’ staff size decreased.
America’s Health Insurance Plans (AHIP), a national trade association representing the health insurance industry, recently took a look at the health insurance premiums of nearly 477,000 employers with fewer than 50 employees.
Some of its findings:

  • $446 was the average monthly premium for single coverage at firms with 10 or fewer employees
  • $419 was the average premium at firms with 11 to 25 employees, and
  • $406 was the average premiums at firms with 26 to 50 employees.

The average premium for single coverage amongst all the employers studied was $426 per month or $5,107 annually. For family coverage, the average amongst all the employers studied was $1,117 per month or $13,409 annually.
For a more detailed break down of AHIP’s findings, click: “Small Group Health Insurance in 2010: A Comprehensive Survey of Premiums, Product Choices, and Benefits” (PDF).

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