Benefits budgets are shrinking. Employee expectations are not.

Rising healthcare costs and inflation are squeezing benefits budgets across every industry.

At the same time, employees are telling you what they value by how they actually spend — and traditional benefits programs are not keeping up.

This white paper shows HR and benefits leaders how to use real employee spending data to build a 2026 benefits strategy that protects your budget and drives engagement at the same time.

With this white paper:

• Discover the spending categories employees rank above traditional health perks
• Identify the benefits costing you the most and delivering the least engagement
• Benchmark your benefits mix against what employees are actually choosing
• Pinpoint flexible benefits that drive retention without expanding your budget
• Build a 2026 benefits roadmap grounded in real spending behavior, not assumptions

Ignoring how employees spend means continuing to fund benefits they do not use while watching top performers walk. Use this research to fund the benefits that actually move retention, engagement, and productivity.

DOWNLOAD YOUR FREE WHITE PAPER

You can withdraw your consent at any time by clicking “Unsubscribe” in our emails or contacting us at support@hrmorning.com. For more information on how we handle your data, please read our Privacy Policy.