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Benefits

IRS Releases 2027 ACA Affordability Percentage: What Employers Need to Know

The Internal Revenue Service (IRS) has released the Affordable Care Act (ACA) affordability update for 2027, giving employers a new figure to consider when reviewing their health plans and preparing for open enrollment. The ACA affordability percentage sets the threshold…

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Illustration of a rising percent sign with health benefit icons, marking the 2027 ACA affordability percentage increase for employers.

Mississippi Gov. Signs New Law Establishing State-Run Retirement Program

The new Mississippi Work and Save Program creates a voluntary, state-run retirement savings option for private-sector employees whose employers don’t offer one. Under the law, the State Treasurer must have the program operational so individuals can begin contributing no later…

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New Legislation

7 Benefits Trends HR Needs to Know This Year

What's driving benefits choices, prices and adoption? It's a question that nearly all HR pros need answered so they can create a plan that works best for employees. Benefits Trends for All Employers Here, we've gathered the most current benefits…

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Illustration of a woman holding a health kit above piggy bank, calendar and shield icons for employee benefits trends

Managing Healthcare Costs Without Hurting Employees: HR’s 2027 Challenge

Open enrollment may feel far away. It isn’t. Summer is when benefits planning for 2027 starts taking shape. With health benefit costs continuing to outpace wages and inflation, employers that start planning now have more flexibility to control healthcare costs.…

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managing healthcare costs

Savings Boost: IRS Raises HSA Contribution Limits for 2027

The IRS has announced updated health savings account (HSA) contribution limits and high-deductible health plan (HDHP) parameters for 2027, reflecting standard inflation adjustments. 2027 HSA Contribution Limits Employees will be able to contribute slightly more to their HSAs next year.…

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Savings Boost: IRS Raises HSA Contribution Limits for 2025

Trump Accounts Go Live July 4 – What Payroll Needs to Know Now 

If your employer plans to contribute to Trump Accounts, payroll has until July 4, 2026, to get it right. Coding errors made at setup create tax reporting problems that are hard to fix later. A June 17 Department of Labor…

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A Corporate Memphis style illustration for an HRMorning blog titled "What Employers Need To Know About Trump Accounts." A large silhouette of Donald Trump is integrated with icons of urban office buildings, stacks of coins, upward-trending bar charts, and data grids. Two professionals look toward these elements, visually representing the complex relationship between federal policy shifts and corporate financial accountability for HR and payroll departments.

GLP-1 Benefits Are Growing Fast: The Follow-Up Problem Nobody Talks About

GLP-1 medications and hormone therapies have moved from niche to mainstream. About 19% of large employers now cover GLP-1 drugs used primarily for weight loss, according to the Kaiser Family Foundation’s Employer Health Benefits Survey. That figure climbs to 43%…

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A Corporate Memphis style promotional graphic for an HRMorning healthcare article titled "GETTING GLP-1 BENEFITS RIGHT." The text is displayed in bold white typography over a dark slate blue background. On the right, the flat design illustration portrays two corporate benefits managers working through an optimization strategy. A woman sits thoughtfully while a colleague crouches nearby holding an individual puzzle piece, referencing a large floating circular puzzle with a verified checkmark at its center. Abstract geometric forms and a potted plant accent the minimalist environment, providing a professional visual metaphor for balancing clinical effectiveness, cost containment, and employee care when designing weight loss and diabetes drug benefits.

The Retirement Savings Crisis Is Getting Worse: What HR Can Do Now

Nearly four in 10 American workers aren't confident their retirement savings will carry them through the years ahead. And for many, the backup plan is to just keep working – as if that’s a guaranteed option.   That finding comes from…

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Retirement Savings Crisis: 3 Ways to Help Employees

Trump Accounts: The New Payroll Risk Employers Aren’t Talking About

At first glance, Trump Accounts look like a low-cost win: tax-free, $2,500 per employee, good optics. But heads up -- the fine print is enough to force a real conversation with Finance, HR, and Payroll before you make a decision.…

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A Corporate Memphis style illustration for an HRMorning blog titled "What Employers Need To Know About Trump Accounts." A large silhouette of Donald Trump is integrated with icons of urban office buildings, stacks of coins, upward-trending bar charts, and data grids. Two professionals look toward these elements, visually representing the complex relationship between federal policy shifts and corporate financial accountability for HR and payroll departments.

Expanded HSA Eligibility Creates Need for Employee Education: 4 Critical Tips

Health savings accounts (HSAs) have become one of the most effective tools available to help employees manage healthcare costs while building long-term financial security. And thanks to recent legislative changes that make more people eligible to enroll in HSAs, employers…

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HRMorning blog banner for HSA eligibility education, featuring two professionals reviewing healthcare savings account requirements and financial data on a digital tablet.

The State of Women’s and Family Health Benefits: 5 Trends in 2026

Ask executives about the value of family benefits, and they nod in agreement. Ask employees whether they’re getting what they need, and alignment starts to break down. To understand why that happens, Maven Clinic surveyed more than 2,000 HR leaders…

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Promotional graphic for HR Morning blog “Family Health Benefits in Focus,” showing a parent and child alongside medical and insurance icons symbolizing workplace health coverage and employee benefits.

New Report: DOL Recovers $1.4B From Benefit Plan Violations in FY 2025

EBSA FY 2025 Enforcement Snapshot $1.4B recovered for workers and plans 878 civil investigations closed 253 criminal investigations closed $512.5M restored to former employees Federal regulators recovered $1.4 billion for workers and benefit plans in FY 2025, according to a…

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HR Morning blog graphic titled “Focus on Benefit Plans” featuring employees reviewing workplace benefits and financial growth icons.

FSA Grace Period Closes In: 3 Tips to Help Employees Avoid Forfeitures

When benefit plan rules and timelines aren’t clearly explained, employees often don't fully understand their Flexible Spending Account (FSA) deadlines. That's why it's important to educate them now about deadline extensions -- such as the upcoming March 15th FSA grace…

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HR Morning blog image illustrating FSA grace period tips, featuring a calendar, magnifying glass, and employees reviewing benefit deadlines.

What a New PBM Model Changes for HR Accountability

Pharmacy benefits are one of the hardest areas for HR to defend as drug costs climb. Employees feel it at the pharmacy counter. Finance sees it in renewal projections. HR ends up explaining the gap. Medical and prescription drug expenses…

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Illustration of two professionals analyzing employee benefits ROI, with icons representing health, home, and transportation benefits. Banner text reads ‘Benefits ROI’ from HR Morning, symbolizing strategies to measure and improve return on investment in employee benefits.

Record-breaking Military Leave Deal: Southwest Agrees to Pay $18.5M

Most HR teams already pay for jury duty. Many pay for bereavement leave. Some pay for short-term sick leave without much debate. Courts are now finding that those everyday policy choices can quietly trigger paid military leave obligations, whether HR…

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Illustration of a military service member carrying a box of paperwork, representing workplace military leave policies and compliance.

New PATH Coalition Highlights Employer Risk from Pharmacy Closures

Many HR teams are facing a new kind of benefits headache: pharmacy closures that drive up claims and absences. When refills get delayed or workers have to drive farther for basic medications, health conditions that were once stable begin to…

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Illustration for HRMorning article on why pharmacy closures are creating HR challenges, depicting employees standing in front of a shuttered pharmacy with padlocks on the doors.
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