At first glance, Trump Accounts look like a low-cost win: tax-free, $2,500 per employee, good optics. But heads up -- the fine print is enough to force a real conversation with finance, HR, and payroll before you make a decision.…
Benefits
Health savings accounts (HSAs) have become one of the most effective tools available to help employees manage healthcare costs while building long-term financial security. And thanks to recent legislative changes that make more people eligible to enroll in HSAs, employers…
Ask executives about the value of family benefits, and they nod in agreement. Ask employees whether they’re getting what they need, and alignment starts to break down. To understand why that happens, Maven Clinic surveyed more than 2,000 HR leaders…
EBSA FY 2025 Enforcement Snapshot $1.4B recovered for workers and plans 878 civil investigations closed 253 criminal investigations closed $512.5M restored to former employees Federal regulators recovered $1.4 billion for workers and benefit plans in FY 2025, according to a…
When benefit plan rules and timelines aren’t clearly explained, employees often don't fully understand their Flexible Spending Account (FSA) deadlines. That's why it's important to educate them now about deadline extensions -- such as the upcoming March 15th FSA grace…
Pharmacy benefits are one of the hardest areas for HR to defend as drug costs climb. Employees feel it at the pharmacy counter. Finance sees it in renewal projections. HR ends up explaining the gap. Medical and prescription drug expenses…
Most HR teams already pay for jury duty. Many pay for bereavement leave. Some pay for short-term sick leave without much debate. Courts are now finding that those everyday policy choices can quietly trigger paid military leave obligations, whether HR…
Many HR teams are facing a new kind of benefits headache: pharmacy closures that drive up claims and absences. When refills get delayed or workers have to drive farther for basic medications, health conditions that were once stable begin to…
In a time of great change, HR leaders must keep a sharp eye out for ways to bring stability to their workforce and add value at low cost. Firms with large hourly and low-to-moderate-income (LMI) workforces have an opportunity to…
Health savings account (HSA) adoption is climbing fastest among Gen Z and Millennials, according to a new national survey from HealthEquity – a signal that younger employees are rethinking how they prepare for rising healthcare costs in 2026. But while more…
Employers are about to get more visibility and control over how pharmacy benefits are managed. The new California PBM law, Senate Bill 41, requires full rebate pass-through, prohibits spread pricing and imposes fiduciary duties for pharmacy benefit managers. Although SB…
The annual chaos of open enrollment may be largely behind us, but for HR teams, the work of maximizing employee benefits is just beginning. Now, as leaders pivot to 2026 planning and strategy, they confront a crucial opportunity to drive…
Step onto the floor of any organization today and you’ll see a mix of generations working side by side. The Silent Generation brings legacy wisdom, Baby Boomers carry decades of experience, Gen X offers steady leadership, Millennials push for fresh…
Open enrollment can be a hectic time of year for HR pros and the employees you help. Add open enrollment jargon to the mix, and you can ensure confusion will flourish. Clarifying Open Enrollment Jargon So we're equipping our readers…
You're likely knee-deep in open enrollment now. So it's the perfect time to ... ... start planning for next year. Why now? Because employees make mistakes that can affect their well-being and wallets when it comes to benefits. In fact,…
With benefits costs climbing and new laws like SECURE 2.0 adding complexity, viewing employee benefits as a simple fixed cost is an outdated model. For HR teams and finance leaders working together, the key is to start tracking benefits ROI…
